A Steady Course for Every Generation
Private wealth management for families, business owners and incorporated professionals who want every part of their financial life working in the same direction.
Your Family at the Centre
Most Families Have Advisors. Few Have a Plan That Connects Them.
Portfolios sit with one firm, the corporation with the accountant, the will with the lawyer, the insurance with someone else. We bring it into one picture, then keep every piece aligned as life changes.
How We Work
Three Steps, Repeated for as Long as You're a Client
- 1
Understand
We map your family, companies, accounts, insurance and estate documents, and learn what you want your wealth to do.
- 2
Set the Course
One written plan covers investments, tax, insurance and estate. We put it in place alongside your accountant and lawyer.
- 3
Stay on Course
Regular reviews, clear reporting and a plan that changes when your life, the tax rules or the markets do.
What We Do
Six Disciplines, One Relationship
Investment Management
Stocks, ETFs, mutual funds, fixed income and alternative investments, built around your income needs, taxes and time horizon.
InvestmentsFinancial and Retirement Planning
A plan for your cash flow, taxes and retirement income, showing when you can retire and how much you can safely spend.
Financial PlanningCorporate and Tax Planning
Investing inside your holding company, salary and dividend mix, and drawing retirement income from your corporation.
Tax & EstateInsurance and Estate
Coverage that solves a planning need: tax at death, corporate-owned policies, buy-sell funding and fair treatment of heirs.
Tax & EstateFamily Office Services
Consolidated reporting, annual family meetings and one team coordinating your professionals.
Family OfficeCharitable and Foundation Planning
Investing and disbursement planning for foundations and charities, and giving that fits your estate plan.
Tax & EstateInvestment Approach
Institutional Discipline, Built for Your Family
We run portfolios the way large institutions do: clear objectives, diversification across public and private markets, and rebalancing by rule, not by mood. Equities combine individual stocks, ETFs and mutual funds, with alternative investments, including liquid alternatives, hedge funds and private markets, used selectively for return sources that behave differently.
Illustrative. Each family's mix is set around its goals, income needs and risk profile.
Who We Serve
Built for Families with More Than One Moving Part
Business Owners
Retained earnings, a holding company and a succession decision ahead.
Incorporated Professionals
Physicians, dentists and other professionals investing through a corporation.
Families Across Generations
Wealth to preserve, pass on and prepare the next generation for.
Foundations and Charities
Boards that need prudent investing and clear governance.
Let's Set the Course Together
A first meeting is a conversation, not a sales pitch. Bring your questions, or ask us for a second look at your current portfolio.