Tax & Estate
The Decisions Around Your Investments
Taxes, insurance and estate planning often matter more to your family's outcome than any single investment. We plan them together and work with your accountant and lawyer to put them in place.
Corporate and Tax Planning
For Owners and Incorporated Professionals
Your corporation can be the most tax-efficient place to build wealth, if the money inside it has a plan to come out.
- Investment plan for your holding company
- Salary and dividend mix, year by year
- Retirement income drawn from your corporation
- Capital dividend account and refundable tax planning with your accountant
- Succession and sale planning for your business
Insurance and Estate
Protect What You've Built, and Pass It On Well
We recommend insurance only where it solves a planning problem, and we size it to that problem.
- Funding the tax owing at death on investments, cottages and businesses
- Corporate-owned permanent insurance
- Buy-sell and key person coverage for business partners
- Fair treatment of heirs when one child inherits the business
- Will, power of attorney and beneficiary reviews with your lawyer
Charitable and Foundation Planning
Giving with a Plan Behind It
For families who give generously and the foundations and charities they support.
- Investment management for private foundations and charities
- Disbursement planning and tracking
- Donating securities and insurance policies tax-efficiently
- Board reporting and governance support
Financial planning, tax, insurance and family office services are provided through [OPERATING COMPANY NAME], an independent company separate from Aligned Capital Partners Inc. We do not provide tax or legal advice; we work with your accountant and lawyer.